are Your retirement finances in check?

download a copy of our free white paper, "is an annuity right for you?" to find out if this is something you should add to your retirement portfolio.


As seen on WBAY TV! We’d like to offer you a FREE digital (or paper) copy of our white paper, Is An Annuity Right For You? Fill out the information below to gain immediate access or to request a copy be mailed to you.

What exactly is an annuity? Would it be a smart addition to my retirement portfolio? These are questions many almost-retirees are asking as they approach their retirement years.

The use of Annuity contracts can spur some intense debate. Depending on which financial “expert” you ask, annuities are either the best thing since sliced bread or worse than old gas station sushi. 

At its core, an annuity is an insurance contract. Like all insurances there is a cost associated with the insurance that is being provided. The decision to purchase or keep an annuity should be based on an analysis of the value of the insurance provided compared to the costs associated with the annuity. However, determining the “cost” of the annuity can be difficult and complex.

The first step in determining if an annuity is right for you is to understand what an annuity is. So, I congratulate the reader on taking the first step by reading this white paper. And when you’ve read through it all, we’ll be here to answer any remaining questions you might have.

In the white paper, we'll answer these questions:


Here’s your last chance to download a digital (or paper) copy of our white paper, Is An Annuity Right For You? Fill out the information below to gain immediate access or to request a copy be mailed to you.

Mutual funds, ETFs, variable annuities, and variable universal life insurance are sold by prospectus. Please consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the mutual fund, ETF, variable annuity contract, or variable universal life insurance policy and the underlying investment options, can be obtained from your financial professional. Be sure to read the prospectus carefully before deciding to invest.

Securities and advisory services offered through LPL Financial, a registered investment advisor.  Member FINRA/SIPC.
Paul Hoffman, CFP®, LPL Financial Advisor, Next Third Retirement Coaching 2009 S. Memorial Drive. Appleton, WI 54915 |  |  920.733.4453  |
Next Third Retirement Coaching and LPL Financial are separate entities. LPL does not provide tax advice or services. Please consult your tax advisor regarding your specific situation.

This white paper is not intended to be a substitute for specific individualized tax advice. Neither LPL Financial, nor its registered representatives, offer tax or legal advice. We recommend you discuss your specific situation with a qualified tax or legal advisor.

The LPL Financial Registered Representatives associated with this site may discuss and/or transact securities business in Wisconsin and Kansas.

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